Indexed Universal Life (IUL)

Indexed universal life (IUL) insurance is a type of permanent life insurance, meaning it has a cash value component along with a death benefit. The money in a policyholder's cash value account can earn interest by tracking a stock market index selected by the insurer, such as the Nasdaq-100 or the Standard & Poor's 500. It is the Swiss Army Knife for Financial Planning. You are protected at Zero loss when the market is down. We combine a Death Benefit with Living Benefits, Cash Accumulation.